Using UMR Health Benefits for Treatment at Ingrained Recovery
When you’re ready for addiction treatment, you don’t want your insurance company to be the thing that holds you back from getting the help you need. Finding affordable providers is a challenge, but it’s one that you can easily undertake. Where can you turn for a UMR rehab and what will they cover?
UMR insurance coverage is mandated by federal law to cover substance abuse, mental health, and even behavioral health issues. The 2010 Affordable Care Act makes it easier to receive all levels of treatment with fewer out-of-pocket costs, even using a third-party administrator like UMR.
Ingrained Recovery is proud to offer an affordable option and can negotiate rates with your insurance company. We offer evidence-based treatments for addiction and mental health in a serene setting with luxurious accommodations.
Keep reading to learn more about what you can anticipate from your UMR coverage and how to get proven programs of recovery support with us Ingrained.
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Does UMR Health Cover Drug and Alcohol Rehab?
All over the southeast, people are seeking help for drug and alcohol addiction. The one thing that often holds them back from getting the help they need is their insurance coverage and their overwhelming questions. They aren’t sure what or even if their provider is going to cover this medically necessary treatment.
The good news is that insurance of all kinds is required by federal law to cover rehab, behavioral health, and mental health services for anyone enrolled in their programs. The 2010 Affordable Care Act mandates that every insurance company must cover these services as one of ten essential health benefits.
While UMR insurance coverage may not cover the entirety of your treatment, it must cover it equivalent to medical or surgical intervention. Ingrained Recovery can verify your insurance benefits with a quick and confidential phone call to give you a better idea of how you can utilize your coverage.
Obtain Help Even if You Have Sought Treatment Previously
In the past, substance use could have been chalked up to a pre-existing condition if you sought help for it. This was a loophole that kept people from accessing resources in the community because insurance plans had no obligation to cover conditions that existed before coverage began.
Some policies may have even capped out at a maximum spend on a given issue throughout your lifetime and the duration of your coverage with them.
The Affordable Care Act also helped people to get this under control as insurance companies must now provide help for all conditions, no matter their origin. There is also no maximum spend for a given issue, enabling you to seek treatment as many times as necessary to achieve long-lasting recovery.
Keep in Mind that UMR is a Third-Party Administrator
Of course, it’s worth noting here that UMR isn’t necessarily an insurance provider. Instead, it’s a third-party administrator that handles claims processing and the paperwork associated with receiving care. They can coordinate with a variety of insurance plans to make sure you get the help you need.
Most notably, they tend to partner with United Healthcare and other national provider network options to get you access to substance abuse and addiction specialists.
Negotiated Rates with Health Insurance Providers
Health insurance plans can vary in their coverage of some of these essential services. The best thing you can do to offset costs is to go with a treatment center that has negotiated its rates with insurance companies. Ingrained Recovery is working on setting affordable rates so that you can take advantage of the many benefits of our luxurious facilities.
We believe in offering accessible treatment for all, whether we happen to be in-network for your policy or not. Despite the comfortable accommodations and facilities we offer on our Georgia campus, you’ll find that we have lower rates than many in-network UMR facilities.
With negotiated rates, we’re able to offer a discount to help you offset out-of-pocket costs no matter your level of treatment. If you need inpatient rehab or a medically supervised detox program, our team is committed to affordability and accessibility for all.
Does UMR Cover Inpatient Rehab and Outpatient Treatment?
There’s a continuum of care for substance abuse diagnoses, and it starts with medical detox and a stay in an inpatient program. As you progress and accrue time in your sobriety, you may be able to make the transition to an outpatient program. Fortunately, you can get addiction treatment covered at all levels by coordinating UMR health insurance companies.
Our treatment team at Ingrained Recovery can help you determine the appropriate level of care for your unique situation. From here, we’ll work with your insurance provider and healthcare providers to coordinate care for long-term success.
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3 Reasons to Choose Ingrained Recovery as Your UMR Rehab
Working with your insurance company to find a drug and alcohol rehab can be challenging. Ingrained Recovery offers a comprehensive solution that will ensure you get the help you need. Here are a few reasons why you should consider our facilities as your go-to UMR rehab.
1) Evidence-Based Treatments for Addiction
Substance abuse often requires a multi-faceted approach to get you on the path to recovery. While one-on-one therapy can be a great help, you’ll need more support to maintain the gains you make. Ingrained offers a robust array of therapies to help you make the most of your time in treatment.
You’ll participate in group therapy, family therapy, and more during your inpatient rehab stay. These may even be services you want to continue to pursue as you transition to outpatient care.
2) Effective Help for Co-occurring Mental Health Disorders
Ingrained Recovery knows that addiction treatment might be the primary reason you contact us, but there may be a need for additional support. Many people who struggle with substance misuse might require mental health services and behavioral health services alongside medical detox.
Your treatment coverage with UMR is going to ensure you get the gold standard of care. We will assess your overall status and get you into whatever treatment you might need to achieve health and wellness. Once you get your mental health in order, you might find that other pieces of addiction treatment fall in place.
3) Luxury Facilities on a Serene Campus
Insurance coverage is an important piece of the puzzle when pursuing treatment, but you also need to ensure that you’ll be comfortable at your chosen facility. Ingrained Recovery has a sprawling fifty-acre campus complete with fields of horses. Your experience will be serene and peaceful, giving you space to quietly reflect on what you’re learning in therapy.
Plus, you’ll have access to luxurious rooms, chef-prepared meals, and 24/7 access to staff. Comfort is our ultimate priority, allowing you to focus more fully on recovery.
Up To 100% of Rehab Costs Covered By Insurance
Let Ingrained Recovery Provide Support Covered by UMR Today
When you need to ensure that your UMR insurance coverage is going to apply to your drug and alcohol treatment program, Ingrained Recovery can help. Our admissions team is ready and waiting to help you verify your benefits in a discreet and quick phone call.
It takes just a few minutes for us to tell you what insurance is likely to cover and what you can expect from the out-of-pocket cost. Let us answer all of your questions without dealing with your insurance company. We aim to make the entire process of getting support for your recovery as easy as possible.
All calls are strictly confidential, so please reach out for our support today!