Get Help Covered as a Government Employee at Ingrained
When you’re ready to enter into substance abuse treatment, you need to find a place that won’t be cost-prohibitive. For many people, that means choosing a rehab that accepts their insurance coverage. If you have Government Employees Health Association insurance, where can you turn for reliable and comprehensive care to take advantage of your GEHA rehab coverage?
Ingrained Recovery in Georgia offers you the treatment program you need at an affordable price. Please keep reading and allow us to walk you through what your benefits allow. Remember, you can pause and make a confidential phone call at any time to our caring Admissions team for additional support and the exact costs of attending treatment (if any costs apply).
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Does Government Employees Health Association Insurance Cover Addiction Treatment?
GEHA insurance covers federal employees as well as military retirees and families. This is a huge section of the population, so you might be wondering whether their coverage is the best. The good news is that they won’t refuse you for a stay in a drug and alcohol rehab.
Whether you are seeking addiction treatment or other behavioral health services, you should know what your GEHA insurance coverage means for out-of-pocket costs.
The Affordable Care Act and Substance Abuse Treatment
Under the 2010 Affordable Care Act, the federal government mandated that insurance carriers could no longer refuse people access to certain services. The legislation mandated that insurance could not deny their customers access to mental health and addiction treatment services among others. This is known as an essential health benefit.
The Affordable Care Act also restricted insurance companies from refusing coverage for a pre-existing condition. Even if you struggled with substance use in the past, they must cover ongoing treatment.
This opened the door wide for people who wanted to enroll in a drug and alcohol rehab but didn’t want to be dropped by their insurance provider. Now, you have access to all services under any healthcare plan and your GEHA addiction treatment coverage should kick in to cover at least some of the costs.
How Much Does Substance Abuse Treatment Cost with GEHA Insurance?
If you are wondering what your recovery journey is going to cost you, you aren’t alone. Before you enroll in an inpatient treatment program, you should know what it will cost. Unfortunately, the answer isn’t as straightforward as it should be. Coverage depends on your plan and the level of treatment you pursue.
However, it should cover a large percentage of your treatment, allowing you to focus completely on the intensive services you will receive from us.
Before you enroll in addiction treatment centers like Ingrained Recovery, allow us to verify your benefits. It only takes a quick phone call which will be confidential and doesn’t obligate you to seek help from our facility. We can give you a better idea of what your drug and alcohol addiction treatment will cost so you can make an informed decision.
Finding Care at an In-network Facility
Under the Government Employees Health Association (GEHA), most people think they need to find an in-network facility. In-network providers have contracts worked out with the insurance company to cut down on the bottom-line costs of receiving care for substance abuse and mental health. However, it isn’t your only option.
Ingrained Recovery is still an affordable solution, even if we are out-of-network for your GEHA policy. We will work with you to ensure that cost isn’t the thing that holds you back from getting the help you need at any level. Every policy must cover treatment in some capacity, but we can help with the cost remaining.
We will set you up with an affordable payment plan or bill on a sliding scale so you can focus entirely on recovery while you are in our care.
Out-of-Pocket Costs with Your GEHA Insurance Plan
While GEHA insurance will cover some of the costs of substance abuse treatment, federal employees with a drug or alcohol addiction may be responsible for some out-of-pocket costs. First, you must pay your insurance premium or the monthly amount due to the insurance company for continued coverage.
Higher premiums usually indicate lower out-of-pocket costs for care.
Second, you may be responsible for a deductible. Your deductible is the amount you must pay before the health insurance coverage kicks in. This amount is different for every GEHA plan, so be sure to ask what your deductible is and evaluate what you will have to pay before benefits are activated.
Last but not least, you may be responsible for a copayment. When insurance doesn’t cover the cost of a service in full, you will have to supplement it with a coinsurance payment that covers a certain percent of the cost of care.
Be sure to ask our enrollment team about all of these costs so you can enter treatment prepared for the financial aspect of recovery.
Get Effective Detox and Rehab Options at Ingrained Recovery
Addiction Treatment Levels of Care and GEHA Insurance Coverage
There are no easy one-size-fits-all solutions for addiction treatment. Some people will need intensive care provided in an inpatient setting while others may be fine with partial hospitalization programs. No matter what level of care you seek out, GEHA rehab coverage should kick in to help cover the cost.
Because addiction is considered one of the essential health benefits, you can rest easy knowing that whatever level of treatment you want will be covered by insurance. However, this is not to say that the full cost of a treatment program will be covered.
Coverage is determined by your plan, so inquire with us about what your benefits allow for. All calls are confidential, so you can reach out in confidence to get details at any time.
Medical Detox for Early Recovery
The first few days or weeks without drugs and alcohol might be extremely challenging. You run the risk of having withdrawal symptoms, especially if you go cold turkey after long-term use. Our team of medical professionals at Ingrained Recovery can make you comfortable during your early sobriety and monitor you for more extreme symptoms.
We will monitor you 24/7 and can even provide medication-assisted treatment to counteract some of the withdrawal symptoms. This stage of treatment usually lasts for a short period and segues into the next phase of your treatment, which is typically residential care.
Inpatient Treatment Programs for Comprehensive Care
For many people, the first step toward sobriety after detox is enrolling in a residential treatment program where you will live in our luxury facility for a set time. The most common timeframe for treatment is thirty to ninety days with us before transitioning to an outpatient program.
Keep in mind that residential treatment options with around-the-clock care are more structured and are often preferred by clients when using in-network insurance coverage.
Outpatient Treatment Programs to Transition Back
Once you graduate from inpatient treatment, you still may not be quite ready to go back to your day-to-day life without support. Ingrained Recovery doesn’t just turn you loose. We also have a comprehensive outpatient program that gives you the support you need for a long-lasting commitment to sobriety.
We are working to offer both partial hospitalization programs (PHP) and intensive outpatient programs (IOP). PHP is more intensive and provides you with the same level of care as an inpatient program while allowing you to return home (or to a sober living setting) in the evenings. IOP is a step down from PHP and consists of several hours of care each week.
Many people move first to PHP and then take a further step back to IOP when they feel more confident in their ability to maintain sobriety with the stressors of their daily lives.
Access Behavioral Health Services at Ingrained Recovery
At Ingrained Recovery, we believe in offering comprehensive addiction treatment services. We believe in paying attention not only to substance use but also to mental health concerns. When you entrust us with your care, we will provide a robust array of behavioral health services.
This means individualized treatment options with one-on-one counseling, group therapy sessions, and family therapy. Additionally, we will provide you with the latest evidence-based treatments including cognitive behavioral therapy, dialectical behavioral therapy, EMDR, and 12-step recovery models.
We also believe in treating the whole person, so we offer complementary therapies that put wellness at the heart of your treatment. Embrace healing for your mind, body, and soul all at the same time with a stint in our inpatient treatment programs.
Dual Diagnosis Treatment Programs
In many cases, substance use occurs alongside mental health issues. According to the Substance Abuse and Mental Health Services Administration, one in four adults with serious mental illness also experience substance use issues.
To effectively treat addiction, we must also address the underlying causes and contributing factors for your substance use. Ingrained Recovery can assess your mental health and help you come up with the ideal plan for treating both. We offer all of the evidence-based treatments you need to conquer both a mental health concern and a substance use disorder.
Don’t let even dual diagnoses keep you from experiencing the full depths of your recovery. Our treatment facility can help you get the support you need all in one convenient location.
Up To 100% of Rehab Costs Covered By GEHA Insurance
Get Help from Ingrained with GEHA Rehab Coverage
Don’t wait another day to pursue help for your substance use issue. Ingrained Recovery is here when you are ready to embrace your recovery journey, and we can help you take your first steps toward a sober lifestyle.
Allow us to verify your GEHA insurance benefits with a quick call and evaluate what your options are to pay for rehab.
Reach out to our warm and welcoming enrollment team today to learn more about our treatment options and what your coverage allows!